Writing Bank Checks

[mstone]

I don't think this has much to do with "consumer preference". The banking sector can totally eliminate cheques and set a new trend on money transactions in the U.S.

So how does one make a person to person transaction in Europe? Carry around piles of cash (shudder)? I'm actually sure that the US banks would love to force everyone into credit card transaction fees, but for some reason small businesses (and the people who support them) are just as happy not to go there. There are pros and cons to every system, and its disingenuous to pretend that some country (or continents) have found perfection.

[Randal6393]

To answer mstone, Europe uses RTN and DAN numbers. We do the same here when we set up payroll deposits or electronic fund transfers. Many people in the US prefer to use checks. Just as many people in Japan prefer to deal in cash. Personally, I prefer to deal in Paypal accounts. But, to each his own.

 

Blessed be,

[sunnyone]

I have never had a problem and I have used a wide range of colour from sparkly pink-purple gel pens to hunter green fountain pen ink.

But I do not know what the general practice is in Jordan.

[thibaulthalpern]

The only inks I can think of that don’t scan well are pastels and metallics. Pastels need some tinkering with the settings to come through but then everything else looks dark too. As for metallics, they don’t scan at all because they just simply reflect off the light.

 

Otherwise, I think your phone company is bs-ing you.

 

And also, Noodler's Blue Ghost.

 

 

 

 

 

 

 

:embarrassed_smile:

Edited December 16, 2008 by thibaulthalpern

[thibaulthalpern]

I don't think this has much to do with "consumer preference". The banking sector can totally eliminate cheques and set a new trend on money transactions in the U.S.

So how does one make a person to person transaction in Europe? Carry around piles of cash (shudder)? I'm actually sure that the US banks would love to force everyone into credit card transaction fees, but for some reason small businesses (and the people who support them) are just as happy not to go there. There are pros and cons to every system, and its disingenuous to pretend that some country (or continents) have found perfection.

 

I'm not claiming it's a perfect system. I'm merely pointing out a reality in much of western Europe.

 

If you want more information on how a basically cheque-less system works in western Europe, point your browser to this Wikipedia article on cheques in western Europe.

[gyasko]

To answer mstone, Europe uses RTN and DAN numbers. We do the same here when we set up payroll deposits or electronic fund transfers. Many people in the US prefer to use checks. Just as many people in Japan prefer to deal in cash.

 

The Japanese system is a bit like Europe. People use furikomi (bank transfers) to send money for things like on-line purchases. In Japan, you don't need cheques to pay your utility bills because you can have the utility bills automatically paid from your account. You can also pay at the post office or nearly any convenience store.

 

 

 

[christob]

The OP is not in the US.

 

Ooops. :embarrassed_smile:

 

Sorry. I am just so used to questions about checks and ink being an american theme on these pages that I just assumed.

 

And I would not say checks have no use, just that not one of my friends has a cheque book.

Edited December 16, 2008 by christob