So here's the story I heard....
Seems that some Low Lifes have been hitting the lockboxes on the offices of apartment and property managers. The Low Lifes then alter the checks and then deposit them in another account that they have acquired, drain the funds from that account and walk away with lots of money that doesn't belong to them.
These Low Lifes target a victim with a good credit history that also banked with my local bank. The person reviewing the deposits to that account, saw my check (drawn on the same bank) and became concerned. Seems that my use of Noodler's Warden's Ink paid off. Because the Low Lifes tried to alter my check - whatever they used, whatever they tried - tipped off the bank. The targeted victim didn't end up victimized and the original check writers were saved too!! Hooray!!
The bank manager didn't know what exactly about my check tipped off the first person reviewing the deposits. She told me that my check would no longer read through the MICR system (magnetic encoding) and once the reviewer typed in my number the check came up as stolen so the entire deposit was tripped. I can say that the fax looked "off" - meaning that the date and signature appeared to be one color or shade of gray and the payee and amounts didn't appear to match. Beyond that observation about the shades from the fax, I can't say.
I still haven't been subpoenaed as a witness and the last time I went to the bank, I was told that the case was closed. I've been wanting to know what made the reviewer take notice, but hey, I'm just glad my bank actually looks at the deposits!
Thanks Nathan for saving me oodles of money and aggravation.
Edited by amberleadavis, 30 April 2012 - 04:37.